Errors and Omissions liability exposures in the Managed Care industry have been constantly evolving since the development of the first HMO plan. With the passage of Health Care Reform legislation, the Managed Care business environment and the exposures associated with all of these changes will continue to challenge Managed Care Organizations for years to come. All types of Managed Care Organizations need a Managed Care E&O insurance policy with the breadth of coverage designed to address these emerging exposures, underwritten by a company that understands their industry. The staff at Chatham Insurance Services has the underwriting expertise to understand these exposures. CIS has a Managed Care E&O policy through Travelers that will provide you with the comprehensive coverage that your clients need to keep up with the changing landscape of Managed Care. 

The Wrap+® Managed Care Errors & Omissions Liability policy utilizes Travelers modular design, with the Managed Care E&O coverage module using the same common policy terms and conditions as the other coverage modules available in the Wrap+®.  Purchasing all of your clients management liability products from one insurance carrier with consistent language and the financial strength and stability of Travelers provides your clients' with the best possible protection in the event of a claim.

The Wrap+® Managed Care Errors & Omissions Liability policy provides coverage for defense costs and damages (awards and settlements, including punitive damages, where insurable) arising out of allegations of errors or omissions in the performance of Managed Care Activities of the Insured Organization and Insured Persons. In addition, the policy provides coverage for direct and vicarious liability for maintaining the confidentiality of information regarding Medical Services and limiting the release or use of such information in conformance with requirements of law. Coverage also includes vicarious liability for the performance of, or failure to perform a Managed Care Activity, the rendering of or failure to render Medical services and any actual or alleged Sexual Activity. Coverage is available on either a Reimbursement or Duty to Defend basis, depending on the circumstances of the account.  Defense Expenses are included within the limit of liability.

CIS also has the ability to write Excess with Travelers and Coverys.  See Excess and the specific product pages for more information, applications and policy forms.

"Nothing stated herein affects the terms, conditions and coverage of any insurance policy or bond issued by any of the referenced insurers, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy or bond.  Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations."

Coverage underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183