Crime Products:

Chatham Insurance Services provides a number of different crime products, each of which can be tailored to the needs of the individual organization. Primary policies as well as follow form excess policies are available.

Travelers Wrap+® Financial Institution Bond for Insurance Companies with Extended Coverages 

The Wrap+® Financial Institution Bond for Insurance Companies with Extended Coverages includes computer crime insurance coverage in one comprehensive policy. Designed specifically to meet the unique requirements of insurance companies, the policy can provide a variety of coverages including: Dishonesty of Employees; including Fidelity, Trading Loss, and ERISA coverages, On Premises, In Transit, Forgery or Alteration, Securities, Counterfeit Money, and Counterfeit Money Orders and Computer Systems including; Computer Fraud and Fraudulent Instructions.  Other coverages available at a sub-limit include Restoration Expenses, Claim Expense, and Computer System Restoration Expenses.

Wrap+® Commercial Crime

Travelers Wrap+® enables non-insurance company insureds to combine their crime coverage with their management liability coverage on one comprehensive policy. Wrap+® Crime includes coverages for financial losses due to specified perils, including Employee Theft, ERISA Fidelity, Employee Theft of Client Property, Forgery or Alteration, On Premises, In Transit, Money Orders and Counterfeit Currency, Computer Crime, Funds Transfer Fraud, and Claims Expense.

Kidnap and Extortion for Ransom

CIS can offer Kidnap and Extortion for Ransom coverage to managed care organizations on the Wrap+® policy, which covers Kidnap, Extortion, Illegal Detention, and Hijack as insured events, and is extended for e-commerce extortion threats when accompanied by a ransom demand. Coverage includes access to a crisis response firm.   It is also available on the new Wrap+ Financial Institution Bond for Insurance Companies with Extended Coverages.


ERISA Bonds are available as standalone coverage on the Wrap+® policy, or the coverage can be added to the Wrap+ Crime policy or the Wrap+® Financial Institution Bond for Insurance Companies with Extended Coverages.

Fiduciary Dishonesty Bond

Fiduciary Dishonesty bonds are available for investment advisors, Third Party Administrators, and other service providers who contract with clients to provide services that involve discretionary authority over an employee benefit plan. This bond responds to the exposure that the investment advisor and other service providers face when managing their clients’ employee benefit plans. The coverage is only applicable to dishonesty acts by employees of the investment advisor or other service provider and does not eliminate the need for the employee benefit plan to carry their own ERISA Bond.

“Nothing stated herein affects the terms, condition, and coverages of any insurance policy or bond issued by any of the referenced insurers, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy or bond. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.”

Coverage underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183