Excess Liability or Excess Crime Policy

Placing your excess liability or excess crime policy with experienced, stable and financially secure insurance carriers like Travelers and BerkleyMed is one of the more important decisions that a broker or client can make when purchasing large limits of insurance for their Managed Care E&O, Cyber (Travelers only), D&O, EPL, Fiduciary or Crime insurance programs. Excess programs should not be viewed as a commodity where price is all that counts. At CIS we understand that while price is important, serious consideration should also be given to the financial strength of the carrier, their reputation for handling excess claims, and how well the excess insurance terms and conditions follow the underlying policy. 

The placement of excess limits is just as important as the primary limits.  CIS has the experience necessary to put together multiple excess layers over Managed Care E&O, D&O, EPL, Fiduciary and Crime programs at a variety of attachment points.  Excess Cyber coverage is provided through Travelers.  CIS only utilizes carriers rated "A+" or better by A.M. Best with Travelers (rated "A++" by A.M. Best) and BerkleyMed, a W.R. Berkley Corporation (rated A+ by A.M. Best) for our excess products.   Both A.M. Best Ratings are current as of February 1, 2016.

CIS is pleased to provide the Travelers Excess Liability policy and the excess Crime Policy, both of which provide an insured with the ability to place excess coverage over their primary insurance policy.  The BerkleyMed Excess Liability policy and excess Crime Policy provide an insured with the ability to place additional excess coverage.  These policies can be written as a follow form to the primary policy or to the policy just underlying of our attachment point.

The Excess Managed Care E&O, D&O, EPL, Fiduciary and Crime information provided in this site for BerkleyMed is provided for general purposes only and does not constitute an offer to sell or as a solicitation. Furthermore, the information presented herein for products that are only available on an Excess and Surplus lines form is intended only for surplus lines licensees. Surplus Lines Licensees can access the information downloads and any user accessing such information warrants that they hold a valid surplus lines broker license. All other producers may seek further information concerning Managed Care E&O products by contacting Chatham Insurance Services, Inc.

"Nothing stated herein affects the terms, condition and coverages of any insurance policy or bond issued by any of the referenced insurers, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy or bond.  Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations."

Coverage underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183