Chatham Insurance Services

Insurance and financial solutions for ACOs and provider groups engaged in value-based care.

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Protect your clients’ benchmarks. Strengthen their bottom lines.

Value-based care rewards ACOs and provider groups for delivering higher-quality, lower-cost care. It also asks them to carry more financial risk. Once your clients leave fee-for-service behind, their performance against benchmarks becomes more complex and harder to predict.

Chatham helps you protect those clients with solutions that can limit downside exposure or guarantee shared savings tied to their financial benchmarks. The result is greater budget certainty for your clients and the confidence to pursue shared savings opportunities.

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Meet the coverage built for downside risk.

Aggregate coverage from Chatham helps your clients weather the headwinds even the best-performing ACOs can’t control. Unplanned fluctuations in claim costs, changing patient panels, or shifting benchmarking methodology can put financial performance at risk in any given year. Our aggregate solution is:

  • Targeted: Coverage is explicitly tied to the shared savings and losses that directly impact an organization’s P&L.
  • Simple: Straightforward coverage structure and claims reconciliation.
  • Individualized: Coverage structure is shaped by each client’s strategy and risk tolerance.

By protecting against aggregate losses, your clients can stay focused on what matters most: providing high-quality care and maximizing shared savings.

SOLUTIONS

Three layers of protection.

Provider groups in VBC arrangements carry risk at every level: across their patient population, in individual high-cost claims, and within the organization itself. Chatham offers protection at every level.
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Protection against total costs running over benchmark. It helps limit downside risk or guarantee shared savings tied to your clients’ financial benchmarks.

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Protection against the catastrophic claims that can derail a year: transplants, gene and cell therapies, and climbing out-of-network charges.

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Coverage for the exposures that come with running a managed care organization, including E&O, D&O, employment practices, and cyber.

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Why work with Chatham?

Capacity in the aggregate space is limited, and few markets have invested in understanding it.

Chatham has.

Our dedicated team combines aggregate expertise with a proven track record in Managed Care and EOL, allowing you to place clear, simple, value-driven coverage with confidence.

Our focus is on:

  • Clear data requests and efficient quoting
  • Transparent claim processes and timely payments
  • Coverage structured to provide real value
  • A seamless broker-driven experience
  • A dedicated Value-Based Care team

Ready to explore Value-Based Care Solutions?

We can help. Click below to reach out, and our team will help you structure a program that aligns with your clients’ unique risk profile.

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